Step 6: Total regularly monthly payments
Put in new figures monthly
Phone	$   156.85
Electricity	$   267.98
Cable	$          -
Life insurance	$     62.55
Internet (included with phone)	$          -
Water/Sewer	$     30.95
Natural gas (included with electricity)
Auto insurance	$     90.00
Medical insurance	$     69.40
TOTAL	$   677.73